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Question about local vrs Microsoft account login in win 8.1

I have been using a local login on my win 8.1 laptop and a few days ago I bought Microsoft Office 365. Now when I want to use Onedrive it says I must change the login to a Microsoft login. (I do have a Microsoft login account) My question is can I use both logins or only one or the other and will I lose anything I have set up on my desktop on my local login if I change to a Microsoft login. Thanks in advance, Dan Gordon

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